Capital / Liquidity

Capital / Liquidity

RBI Proposes to Adopt ECL Approach for Loan Provisioning

By Manesh Samtani | 17/01/2023

Indian banks currently still use the incurred loss model, which the RBI says delays NPA identification, loan reclassification, and provisioning.

Securities / Derivatives

FIA Publishes Netting and Collateral Opinions for China

By Editors | 13/01/2023

China’s adoption of its new Futures and Derivatives Law in August 2022 made it possible for FIA to commission the opinions.

Capital / Liquidity

CBIRC Calls Out Four Insurers for Reporting False Solvency Data

By Editors | 11/01/2023

AIA and PICC said the incorrect data in their solvency reports was due to an incorrect understanding of the rules as well as calculation errors.

Capital / Liquidity

Crypto Bank Silvergate Reveals Details of Post-FTX Bank Run

By Manesh Samtani | 10/01/2023

The bank faced $8bn in withdrawals, forcing it to sell $5.2bn in debt securities at a $718mn loss. Its stock has fallen 95% since Nov 2021.

Capital / Liquidity

BSP Amends Rules on Single Borrower Limit to Boost Lending

By Editors | 09/01/2023

Banks won’t need approval to exclude credit exposures from the SBL if they are covered by credit risk transfer arrangements such as guarantees or credit derivatives.

Capital / Liquidity

Indian Banks Can Withstand Even Severe Stress Conditions: RBI

By Editors | 07/01/2023

RBI stress tests for credit risk showed that commercial banks can meet minimum capital requirements even under severe stress situations.

Capital / Liquidity

China Set to Implement New Financial Stability Law This Year

By Editors | 05/01/2023

The law will create a financial stability guarantee fund, set out clear risk prevention and disposal responsibilities for financial institutions, and introduce a resolution regime for SIFIs.

Capital / Liquidity

CBIRC Revises Rating System for Foreign Bank Branches

By Editors | 03/01/2023

The new framework increases the weighting on compliance, and includes point deductions for mismanagement and increases in business risk.

Capital / Liquidity

BaFin Imposes Capital Charge on StanChart’s German Unit

By Editors | 23/12/2022

The regulator said the bank’s internal organisation did not meet legal requirements, without disclosing further details.