Capital / Liquidity

Capital / Liquidity

RBI Announces Broad Measures to Address Covid-19 Financial Stress

By Editors | 28/03/2020

The measures include a 3 month moratorium on term loans, deferred interest on working capital loans, $50bn of liquidity measures, and 6-month delays for NSFR, CCB and LEI implementation.

Capital / Liquidity

Indian Banks Directed to Extend Emergency Credit to SMEs

By Editors | 26/03/2020

The government has also asked the RBI to consider implementing a months-long moratorium on the debt repayments and to relax NPA classification norms.

Capital / Liquidity

Malaysia: Lenders Need Not Assume Higher ECL for Rescheduled Debt

By Manesh Samtani | 26/03/2020

Given that regulatory action is driving debt rescheduling, lenders need not simply assume lifetime expected credit losses under MFRS 9 are relevant for all receivables.

Capital / Liquidity

BNM Offers Regulatory Relaxations to Support Lending Activities

By Editors | 25/03/2020

Besides an NSFR relaxation, banks can drawdown on the capital conservation buffer, operate below 100% LCR, and utilise regulatory reserves they have set aside.

Capital / Liquidity

Sri Lanka Central Bank Directs FIs to Implement Debt Moratorium

By Editors | 25/03/2020

The debt moratorium will be implemented for personal loans, credit card debt, SME loans, among other sectors. Financial institutions are also directed to provide new working capital loans.

Capital / Liquidity

OJK Indonesia to Extend Payment Deadlines for MSME Loans

By Editors | 25/03/2020

OJK will extend loan payment deadlines for MSMEs by up to one year and prohibit the use of debt collection services, while Bank Indonesia asks banks to lower lending rates.

Capital / Liquidity

RBNZ to Lower Core Funding Ratio Required of Banks

By Editors | 25/03/2020

The RBNZ will reduce the required minimum CFR from 75% to 50% to help banks make credit available for mortgage holidays and business finance guarantees.

Capital / Liquidity

Bangladesh Defers All ‘Defaulter’ Classifications Until 30 June

By Editors | 25/03/2020

Banks can avoid reclassifying borrowers as defaulters until 30 June, allowing them to avoid extra provisioning and offer businesses new loans.

Capital / Liquidity

BSP Announces RRR Cut, Lenders Asked to Grant Debt Relief

By Editors | 24/03/2020

The 200 basis point cut will release up to 200bn pesos in bank liquidity. Lenders are encouraged to continue lending and to offer debt relief to borrowers.