Capital / Liquidity

Capital / Liquidity

HKMA Asks Banks to Prepare Systems for Revised Leverage Ratio

By Editors | 15/07/2019

Both the revised leverage ratio treatment of client cleared derivatives and the revised disclosure requirements will come into effect in Hong Kong on 1 January 2022, in line with the BCBS timetable.

Capital / Liquidity

ASIC Defends Responsible Lending Guidance

By Editors | 11/07/2019

ASIC says the proposed responsible lending guidance is not about increasing requirements; rather, it seeks to clarify and update guidance on existing requirements.

Capital / Liquidity

APRA Orders A$500m Capital Charge for ANZ, NAB, Westpac

By Editors | 11/07/2019

The increase in capital requirements are to reflect weaknesses in operational risk management identified in the banks’ self-assessments.

Capital / Liquidity

APRA Raises Capital Requirements for Big Banks

By Editors | 10/07/2019

The big four banks will need to raise A$50bn to meet higher loss-absorbing capacity requirements by 2024, though the increase is less than was proposed last November.

Capital / Liquidity

Korea FSS Warns Banks of Liquidity Risk at China Units

By Editors | 10/07/2019

KB Kookmin and KEB Hana have three months to submit plans for reducing their China corporate bodies’ reliance on support from their Korean parents.

Capital / Liquidity

India’s 2019 Budget Grants Lifeline to State Banks, NBFCs

By Editors | 08/07/2019

The government announced a fresh capital infusion for state banks, credit guarantees on NBFC assets, and stronger supervisory powers for the RBI.

Capital / Liquidity

APRA Relaxes Serviceability Assessment Standards for Mortgage Loans

By Editors | 08/07/2019

Under APRA’s new serviceability guidance, borrowers on a typical 4% mortgage rate can expect to be assessed at 6.25% rather than 7.25%, enabling them to immediately secure larger loans.

Capital / Liquidity

Australia, India Compliant with NSFR, Large Exposures Framework

By Editors | 05/07/2019

The BCBS has assessed the implementation of the NSFR and large exposures framework in Australia and India to be ‘compliant’ with its standards.

Market Infrastructure

G-SIBs Making Steady, Significant Progress on TLAC: FSB

By Editors | 04/07/2019

The FSB says further efforts are needed to ensure that TLAC will be available in the right amounts at all locations within a group during a crisis.