Capital / Liquidity

Capital / Liquidity

Further Delays at G-SIBs on Risk Data Compliance – BCBS

By Manesh Samtani | 25/06/2018

Progress report shows only only three G-SIBs have achieved full compliance with Principles for effective risk data aggregation and reporting; complexity and interdependence of IT improvement projects cited as main challenges.

Capital / Liquidity

PBOC Cuts RRR to Stem Impact of US Trade Row

By Manesh Samtani | 25/06/2018

Of the funds released with the cut, ¥500b should support debt-to-equity swap programme to lower corporate debt ratios, ¥200b to be used for SME lending.

Capital / Liquidity

S. Korea Banks Face Loan Rate Manipulation Probe

By Manesh Samtani | 25/06/2018

FSS found thousands of irregularities in lending rate calculations including omission about income or collateral in credit evaluations, resulting in unfairly high lending rates.

Capital / Liquidity

The Greek Tragedy of Financial Regulation

By Peter Guy | 25/06/2018

The latest Eurozone bailout has effectively sentenced the country to a generation of vassalage, creating a financial serfdom. Weak growth and regulatory shortcomings will only invite the next crisis.

Capital / Liquidity

Chinese Bank NPLs Rise Due To Stricter Loan Classification

By Garima Chitkara | 21/06/2018

Chinese regulators have been enforcing regulations more strictly to curb financial risk, causing bank NPL ratios to rise to 1.9% at end-May, up from from 1.75% at end-March.

Capital / Liquidity

Philippines Banking Sector Gets Rating Lift from S&P

By Karen Chiu | 15/06/2018

S&P Global Ratings cites economic activity, fiscal policy, low credit risks, stringent regulation and favourable operating environment for well-capitalised banks.

Capital / Liquidity

RBI Drafts Rules to Restrict Short Term Borrowings

By Manesh Samtani | 15/06/2018

New rules will require a minimum 40% fixed term loan component of working capital financing facilities by 1 October and 60% by 1 April 2019, to reduce cash credit borrowings which often entail loose repayment schedules, perpetual roll-overs.

Capital / Liquidity

China Cracks Down on ‘False Inflation’ of Bank Deposit Levels

By Manesh Samtani | 15/06/2018

China’s top financial regulators have issued a new circular that prohibits banks from falsely inflating their deposits, a common practice to improve quarterly and mid-year performance assessments.

Capital / Liquidity

HKMA Imposes Enhanced Supervisory Arrangements on Indian Bank Branches

By JP Reimann | 14/06/2018

Due to capital deficiencies, the Hong Kong branches of Allahabad Bank, Punjab National Bank and Indian Overseas Bank must hold HQLA equivalent to 100% of unpledged deposits and should not solicit customer deposits, among other measures.