Capital / Liquidity

Capital / Liquidity

IFRS 9 to Cause Volatility in Singapore Bank Profitability – Moody’s

By Garima Chitkara | 04/06/2018

The adoption of Singapore’s equivalent of IFRS 9 will be neutral for bank capitalisation, but changing risk and macroeconomic conditions could lead to varying levels of provisioning, says Moody’s.

Capital / Liquidity

China Finalises Liquidity Risk Rules for Banks

By Garima Chitkara | 04/06/2018

Banks with assets over CNY 200 million will be subject to NSFR and LCR requirements; new rules take effect from July 1.

Capital / Liquidity

India Bank Employees Challenge RBI Loan Provisioning Norms

By Garima Chitkara | 04/06/2018

Organisation representing bank employees filed a writ against RBI February circular on provisioning norms which has resulted in heavy losses at public sector banks

Capital / Liquidity

Eurozone’s Weakest Links Place Bank Regulation Under Threat

By Peter Guy | 04/06/2018

Every banking system at the bottom of the financial pool crosses paths eventually, and in desperate times only a tangled morass of regulations versus sovereign imperatives awaits.

Capital / Liquidity

Moody’s Takes Ratings Actions on Nineteen Chinese Banks

By Garima Chitkara | 31/05/2018

Banks like Bank of China, Agriculture Bank of China, BOCOM and ICBC received upgrades on the back of an upgrade to China’s macro profile.

Capital / Liquidity

China Allows Non-banks to Sell Bad Debt Overseas

By Manesh Samtani | 29/05/2018

SAFE also simplified the process for transferring NPLs to foreign investors for non-banks; previously only banks were allowed to sell bad debt to foreign investors.

Capital / Liquidity

Philippines Further Reduces Reserve Requirements

By JP Reimann | 28/05/2018

The 100 basis point RRR reduction is expected to help facilitate healthy price discovery on the cost of funds in the financial system.

Capital / Liquidity

BNZ Restates Capital Adequacy Ratios Due to Data Errors

By Garima Chitkara | 28/05/2018

BNZ reported a 34 basis point overstatement of its capital adequacy ratio in its most recent quarterly earnings due to data collection error, marginal overstatement of capital adequacy due to mistakes in collateral value calculation.

Market Infrastructure

FRTB – Ending or Evolving Trading Culture

By Peter Guy | 28/05/2018

FRTB will force banks to change their operating models, bringing them out of product and trading desk silos. Bank trading culture and the trading desk concept may need to evolve to accommodate a wider picture of risk taking.