Australia

    Conduct, Culture & Accountability

    ASIC Sues Amex in First Court Case Involving DDO Breaches

    By Editors | 07/12/2022

    ASIC alleges that American Express Australia breached its design and distribution obligations in relation to two credit cards it issued and co-branded with retailer David Jones.

    Anti-Money Laundering

    AUSTRAC Consults on Drafts Guidance to Address Debanking

    By Sanday Chongo Kabange | 05/12/2022

    FIs should consider a remitter’s, DCE’s or fintech’s registration with AUSTRAC as a mitigating factor when assessing its ML/TF risks.

    Conduct, Culture & Accountability

    NZ FMA Publishes Guidance on New Conduct Licensing Regime

    By Sanday Chongo Kabange | 04/12/2022

    The FMA will begin accepting licence applications on 25 July 2023. The new CoFi regime will come into force in early 2025.

    Resolution & Recovery

    APRA Finalises Standards on Recovery and Exit Planning

    By Editors | 04/12/2022

    The new standard will come into effect from 1 January 2024 for banks and insurers and from 1 January 2025 for RSE licensees.

    Reporting & Disclosures

    ASIC Fines Vanguard Australia for ‘Greenwashing’ in Funds

    By Editors | 02/12/2022

    Vanguard’s exclusion was meant to prevent investment in companies that sell tobacco products, but its screen only excluded manufacturers and not sellers.

    Data Privacy

    APRA Pledges to Minimise Burden of New Data Collections

    By Editors | 02/12/2022

    APRA says it is committed to “early and frequent” engagement with the industry on its new data collections, what it calls a “co-design approach”.

    Climate Risk

    APRA Unveils Results of Big Bank Climate Vulnerability Assessments

    By Editors | 01/12/2022

    The CVA results suggest that climate risk impacts and bank loan losses are likely to be concentrated in specific regions and industries.

    Anti-Money Laundering

    AUSTRAC Commences Court Proceedings Against Star Casinos

    By Manesh Samtani | 01/12/2022

    Star Sydney and Star Queensland breached one section of the law 1,189 and 325 times, respectively. Both are accused of “an innumerable number” of other breaches.

    Conduct, Culture & Accountability

    Australian Court Dismisses ASIC Proceedings for CBA Overcharging

    By Editors | 30/11/2022

    CBA’s terms and conditions acknowledged that sometimes the bank ‘can get things wrong, and when this happens’ it is ‘determined to make them right again’.

    Operational Risk

    APRA Publishes ‘One-stop Shop’ Guidance for Directors of ADIs

    By Editors | 30/11/2022

    The guide brings together all of the standards and PPGs needed to help directors navigate requirements that are specific to them, APRA said.

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