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Capital / Liquidity
RBI Issues Directions on Treatment of Wilful Defaulters
By Ajoy K Das | 31/07/2024
The RBI has introduced stringent measures for wilful defaulters, including a ban on credit facilities and restructuring, based on a transparent classification process.

Securities / Derivatives
SEBI Launches AI-enabled Chatbot to Address Investors’ Queries
By Ajoy K Das | 31/07/2024
The chatbot can currently answer questions relating to the securities market, the latest master circulars, and the grievance redressal process.

Securities / Derivatives
NSE Launches Resource Dedicated to Passive Funds in India
By Ajoy K Das | 31/07/2024
The platform makes it easier for retail investors to access information and understand passive funds like ETFs and index funds, NSE said.

Crypto / Digital Assets
India to Issue Policy Paper on Crypto ‘Before September’
By Ajoy K Das | 30/07/2024
The paper will include proposals on the scope of cryptocurrency regulations, based on the IMF-FSB roadmap adopted by the G20 last year.

Enforcement
India, FBI Arrest 43 in Joint Operation Against Cybercrime Network
By Ajoy K Das | 30/07/2024
The cyber-enabled financial crime network operated in multiple countries and is estimated to have defrauded people of over $20mn.

Capital / Liquidity
RBI Issues PCA Framework for Urban Cooperative Banks
By Ajoy K Das | 29/07/2024
Like commercial banks and NBFCs, UCBs will be required to take certain actions if they breach risk thresholds relating to capital, asset quality, and profitability.

Fintech / Regtech
RBI Fines Visa and Two Other Payment System Operators
By Ajoy K Das | 29/07/2024
Visa was penalised for implementing a payment authentication solution without obtaining regulatory clearance from the RBI.

Securities / Derivatives
Most Individual Investors Lose Money on Intraday Trading: SEBI Study
By Ajoy K Das | 26/07/2024
Over 70 percent of individual investors engaging in intraday stock trading experienced losses during 2022-23, SEBI found in a new study.

Capital / Liquidity
RBI Issues Draft Revisions to Liquidity Rules for Banks
By Ajoy K Das | 26/07/2024
Banks will have to assign an additional run-off factor for retail deposits enabled with internet and mobile banking facilities.

AML / KYC
RBI Revises Framework for Domestic Money Transfer Services
By Ajoy K Das | 25/07/2024
The revisions tighten KYC record keeping, AFA validation and transaction message requirements for domestic money transfers.
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