Hong Kong Monetary Authority

    Capital / Liquidity

    Amended Bank Liquidity Rules to Take Effect 1 Jan: HKMA

    By Manesh Samtani | 01/07/2019

    The amendments expand the scope of HQLA recognisable as “level 2B assets” under the LCR and introduce a 5% stable funding requirement on total derivative liabilities under the NSFR.

    Securities / Derivatives

    Hong Kong Finalises List of FSPs Under Clearing Obligation

    By Editors | 01/07/2019

    The list of Financial Services Providers identifies major dealers outside Hong Kong that are under the clearing obligation.

    Fintech / Regtech

    MAS to Issue Up to Five Digital Bank Licences

    By Editors | 01/07/2019

    The initiative effectively extends digital bank licences to non-bank players, as existing banking groups in Singapore already have a framework for setting up digital bank subsidiaries.

    Market Infrastructure

    JBA Responds to Hong Kong OTC Derivatives Consultation

    By Editors | 28/06/2019

    The Japanese Bankers Association asks the HKMA and SFC to develop rules that automatically assign the UTI generation responsibility, rather than rely on bilateral agreement between counterparties.

    Fintech / Regtech

    GFiN Publishes Report Reflecting on First Year of Work

    By Editors | 27/06/2019

    The Global Financial Innovation Network has published a report reflecting on its work  over the past year, and its ambitions for the future.

    Capital / Liquidity

    HKMA Rules on Bank Exposure Limits to Take Effect From 1 July

    By Editors | 25/06/2019

    Under the rules, authorised institutions are subject to a statutory limit of 25% of capital on financial exposure to any one person or group of related persons.

    Securities / Derivatives

    Stock Connect Investors Gain Access to Onshore Yuan Rates

    By Editors | 24/06/2019

    Under the new arrangement, northbound Stock Connect investors will be able to hedge yuan exposures using the onshore exchange rate for the first time.

    Fintech / Regtech

    HSBC Scraps Fees Ahead of Virtual Bank Launches

    By Manesh Samtani | 20/06/2019

    HSBC will remove below-balance, counter transaction and annual fees for most personal savings accounts as it braces for incoming competition from newly approved virtual banks.

    Securities / Derivatives

    Complex Group Arrangements Compound Margin Financing Risks: SFC

    By Manesh Samtani | 19/06/2019

    Deputy chief Julia Leung says the SFC is concerned that brokers are using complex trading arrangements to circumvent regulatory oversight, among other supervisory priorities.

    AML / KYC

    HK Banks Asked to Enhance Customer Interface of Account Opening

    By Manesh Samtani | 18/06/2019

    The HKMA has published the findings of its mystery shopper programme, which set out to assess customer interface aspects of bank account opening for SMEs and ethnic minorities.

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