Reserve Bank of India

Capital / Liquidity

RBI Urges Banks to Link MSME Loans to External Benchmark

By Nithya Subramanian | 17/12/2025

The move is aimed at enhancing transparency, ensuring faster transmission of policy rates, and strengthening credit support for small businesses.

India’s Ministry of Finance Tightens Oversight of Grievance Redressal in Banks

By Nithya Subramanian | 16/12/2025

A new ranking and review mechanism is improving how banks and insurers handle customer complaints, boosting accountability across the financial industry.

Capital / Liquidity

Indian Banks Call on RBI to Raise Limits on M&A Finance

By Nithya Subramanian | 15/12/2025

Domestic lenders have asked the RBI to raise the limit on M&A financing to 20 percent of core capital, aiming to capitalise on a sharp rise in corporate deal-making.

Capital / Liquidity

RBI Overhauls Cash Credit and Transaction Account Rules

By Nithya Subramanian | 15/12/2025

RBI has eased rules on cash credit, current and overdraft accounts, giving banks and borrowers greater flexibility and operational clarity.

Fintech / Regtech

RBI Grants Approval for Digital Payments Intelligence Platform

By Nithya Subramanian | 12/12/2025

SBI and Bank of Baroda take the lead in building a shared digital payments intelligence platform to strengthen real-time fraud detection across the financial system.

Capital / Liquidity

RBI Shifts Reserve Ratio Reporting to Calendar Based System

By Manesh Samtani | 12/12/2025

The RBI has aligned Cash Reserve Ratio and Statutory Liquidity Ratio reporting with calendar months and mandated digital submissions for all banks.

RBI Proposes Full Cost Disclosure in Retail FX Deals

By Nithya Subramanian | 10/12/2025

RBI has proposed new rules requiring ADs to disclose the full transaction cost of foreign exchange deals to retail users to boost transparency in the FX market.

Securities / Derivatives

RBI Unveils New Rupee Interest Rate Derivatives Framework

By Nithya Subramanian | 09/12/2025

RBI issues a unified rulebook allowing broader resident and non-resident participation to deepen market liquidity and internationalise the rupee.

Capital / Liquidity

RBI Issues Final Rules to Ringfence Banks’ Core Activities

By Nithya Subramanian | 09/12/2025

The rules tighten how banks and financial groups undertake non-core activities, setting clearer boundaries, stricter investment limits, and more harmonised oversight across entities.