Reserve Bank of India

AML / KYC

RBI Rolls Out ‘bank.in’ Domain to Guard Against Fraudsters

By Nithya Subramanian | 24/04/2025

Banks have until 31 October to migrate to a ‘.bank.in’ domain, which should help mitigate the risks of phishing, spoofing, and other cyber-related frauds.

AML / KYC

RBI Permits Minors to Independently Operate Bank Accounts

By Nithya Subramanian | 23/04/2025

Children aged 10 and above have been permitted to independently operate savings and term deposit accounts.

Capital / Liquidity

RBI Defers Tougher LCR Rules to 2026, Easing Pressure on Banks

By Mark Johnston | 22/04/2025

The RBI has halved the run-off factor for retail deposits enabled with internet and mobile banking facilities, and deferred implementation to April 2026

AML / KYC

RBI and FIU-IND Sign MoU on AML Cooperation, Info-sharing

By Editors | 21/04/2025

FIU-IND and RBI will also cooperate on industry outreach and training, supervision and monitoring, and conducting risk assessments.

Capital / Liquidity

RBI Releases New Consolidated Guidelines for Gold Loans

By Nithya Subramanian | 17/04/2025

The maximum permissible LTV ratio is 75% of the gold’s value. Any breach of the LTV limit for over 30 days will attract a 1% provisioning requirement.

Fintech / Regtech

RBI Allows NPCI to Revise UPI Transaction Limits

By Nithya Subramanian | 15/04/2025

The RBI will allow NPCI to adjust UPI payment limits. It is also making its sandbox “theme neutral” and “on tap”.

Capital / Liquidity

RBI Issues Draft Framework for Stressed Asset Securitisation

By Manesh Samtani | 15/04/2025

A draft framework for co-lending arrangements also issued, along with guidelines for lending against gold jewellery and providing non-fund based credit facilities

Fintech / Regtech

RBI Mandates Digital Submissions Through PRAVAAH Portal

By Nithya Subramanian | 14/04/2025

The move is part of RBI’s push for end-to-end digitisation to improve transparency, efficiency, and service delivery in the regulatory approval process.

Securities / Derivatives

SEBI Constitutes High-Level Panel to Review Conflict of Interest Policies

By Nithya Subramanian | 13/04/2025

The panel will review existing policies governing conflicts of interest, disclosures, and recusals concerning its board members and officials.