Reserve Bank of India

    Fintech / Regtech

    WhatsApp Wins Approval to Launch Payments Service in India

    By Editors | 08/11/2020

    The approval comes two and a half years after WhatsApp launched in beta mode, but was then forced to comply with India’s data localisation requirements.

    RBI Allows Banks, NBFCs Added Co-lending Flexibility

    By Editors | 08/11/2020

    The new Co-Lending Model permits banks to co-lend with all registered NBFCs, providing greater operational flexibility to lenders and lowering borrower costs.

    RBI Instructs Lenders to Repay ‘Interest on Interest’ to Borrowers

    By Editors | 03/11/2020

    Interest charged on interest for certain loans will be repaid by lenders under a government scheme, regardless of whether the loans were under moratorium.

    Capital / Liquidity

    RBI Defers Implementation of NSFR, Final Tranche of CCB

    By Editors | 02/10/2020

    The delays are a result of “continuing stress on account of Covid-19”, giving banks a further six months until 1 April 2021 to meet the higher requirements.

    India: Parliament Passes Bill on Cooperative Bank Supervision

    By Editors | 22/09/2020

    The bill is aimed at protecting depositors and allows the RBI to restructure a cooperative bank without a moratorium period.

    Crypto / Digital Assets

    India Contemplates Law Banning Cryptocurrency Trading

    By Sanday Chongo Kabange | 17/09/2020

    The government will still encourage blockchain, and is exploring its use to manage land records, pharmaceutical supply chains and educational records.

    Securities / Derivatives

    India to Introduce New Interest Rate Derivatives Products

    By Editors | 16/09/2020

    The new products will be accessible to FPIs as well as non-residents transacting with Indian market makers through intermediaries.

    Capital / Liquidity

    RBI Orders Banks to Automate Asset Classification, Provisioning

    By Editors | 16/09/2020

    The RBI has given banks until 30 June 2021 to upgrade their systems to automate all asset classification, provisioning calculation and income recognition processes.

    RBI Sets Out Guidelines on Bank Compliance Function

    By Editors | 13/09/2020

    The guidelines are aimed at ensuring a uniform approach with regard to compliance and risk management culture across the banking industry.

    Capital / Liquidity

    India Supreme Court Temporarily Extends Borrower Relief

    By Editors | 11/09/2020

    The extension gives the government two weeks to decide on whether to extend a loan moratorium for borrowers and whether an interest waiver is warranted.

    JOIN OUR NEWSLETTER

    A daily selection of top stories from the Regulation Asia editorial team