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Capital / Liquidity
RBI Adopts New Measures to Ease Covid-19 Financial Stress
By Editors | 06/08/2020
A new resolution framework will allow banks to continue to maintain the ‘standard’ classification for corporate borrowers in resolution rather than downgrade the account, among other measures.
Capital / Liquidity
RBI Warns of Rising Bad Loans, While Urging Against Risk Aversion
By Editors | 27/07/2020
In a ‘very severe shock’ scenario, 23 banks would fail to maintain the 9% capital-to-risk weighted assets ratio, and the NPA ratio would reach 14.7%.
RBI Sets Fair Practices Code for Asset Reconstruction Companies
By Duruthu E Chandrasekera | 19/07/2020
The new Code sets out transparent and fair procedures for when asset reconstruction companies acquire assets from banks, along with anti-harassment provisions to protect borrowers.
Capital / Liquidity
RBI Directs Banks to Conduct Stress Tests, Raise Capital
By Editors | 14/07/2020
RBI Governor Shaktikanta Das said minimum capital requirements may not be sufficient to absorb losses and maintain financial stability.
RBI Asks Banks, NBFCs to Adopt New Classification Norms for MSMEs
By Editors | 03/07/2020
Banks and NBFCs have to classify enterprises as micro, small or medium based on new thresholds for turnover and investment in plant and machinery or equipment.
Capital / Liquidity
India Brings Cooperative Banks Under RBI Oversight
By Editors | 29/06/2020
Under the Banking Regulation Act amendments, cooperative banks can also undertake merger and restructuring activities more easily and access to fundraising channels.
Fintech / Regtech
RBI Issues Guidelines on Use of Digital Lending Platforms
By Editors | 26/06/2020
Digital lending platforms often do not disclose the name of the bank or NBFC providing the loaned funds. Under the new rules they will have to.
Capital / Liquidity
RBI Unveils Regulatory Framework for Housing Finance Companies
By Editors | 19/06/2020
The new framework introduces enhanced capital and liquidity requirements for HFCs, and restrictions on intra-group exposures, among other changes.
Crypto / Digital Assets
India Considers Next Steps to Regulate Cryptocurrency
By Editors | 17/06/2020
Market commentators believe that a recent Supreme Court decision has prompted the government to work towards a new regulatory approach, rather than an outright ban.
Enforcement
India Proposes to Decriminalise Bounced Cheques
By Editors | 15/06/2020
Currently in India, bounced cheques can carry a jail sentence of up to two years and a fine up to twice the value of the cheque, or both.
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