Reserve Bank of India

Capital / Liquidity

RBI Extends LRS Daily Reporting to AD-II Banks and Money Changers

By Nithya Subramanian | 04/12/2025

Effective 1 January 2026, AD Category-II banks and money changers must file daily LRS returns directly to the RBI’s CIMS platform, aimed at tightening monitoring of individual remittances.

Fintech / Regtech

RBI to Roll Out AI Tools to Speed Up Complaint Handling

By Nithya Subramanian | 04/12/2025

The RBI will deploy AI-driven tools and strengthen internal processes to tackle rising complaint volumes and cut delays in resolving digital-payment disputes.

Capital / Liquidity

RBI Retains SBI, HDFC Bank and ICICI Bank as D-SIBs on 2025 List

By Nithya Subramanian | 04/12/2025

SBI, HDFC Bank and ICICI Bank have kept their positions on the 2025 D-SIB list, remaining in the same bucketing structure as the 2024 list.

Fintech / Regtech

RBI Issues Guidelines for Digital Banking Channels

By Nithya Subramanian | 03/12/2025

The updated digital banking rules consolidate guidelines and strengthen authorisation, security and customer protection as online and mobile services expand.

ESG / Sustainability

RBI Unveils Five-Year Strategy to Advance Financial Inclusion

By Nithya Subramanian | 02/12/2025

The strategy outlines five core objectives and 47 action points aimed at improving last-mile access, strengthening consumer protection, and promoting financial services across India.

AML / KYC

RBI Harmonises KYC Rules for All Entities in Payments Industry

By Nithya Subramanian | 02/12/2025

The framework covers prepaid issuers, payment aggregators, AePS operators and remittance providers, standardising compliance requirements and removing ambiguity.

Fintech / Regtech

India Launches New Platform to Give RBI Greater Payments Visibility

By Nithya Subramanian | 02/12/2025

The 'Banking Connect' platform gives the RBI real-time visibility into net-banking fund transfers, replacing long reporting delays and tightening oversight of high-risk payment flows.

Securities / Derivatives

SEBI Orders Debenture Trustees to Ring-Fence Non-Regulated Activities

By Nithya Subramanian | 30/11/2025

The move requires the creation of separate business units and enhanced disclosures, aiming to prevent conflicts of interest and protect investors.

Fintech / Regtech

India's Digital Stack: Turning Data Into Dollars for Asia's Unbanked

By Nathan Lynch | 27/11/2025

India's open-source tech stack has delivered bank accounts to almost a billion people, a model that Asia's emerging markets can emulate in their quest to foster financial inclusion and fight financial crime.