Reserve Bank of India

Fintech / Regtech

RBI Governor Addresses UPI Fee Speculation

By Mark Johnston | 11/08/2025

RBI Governor clarified that end-users will not necessarily pay for UPI, but stressed that a sustainable cost-recovery model is needed.

Capital / Liquidity

RBI Panel Recommends Overhaul of Central Bank Liquidity Framework

By Mark Johnston | 11/08/2025

RBI panel recommends retaining call money rate as policy target and shifting to 14-day to 7-day operations to refine liquidity management.

Capital / Liquidity

RBI Releases Final Co-lending Framework Effective January 2026

By Nithya Subramanian | 09/08/2025

The framework requires the lender to retain at least 10 percent of individual loan exposures on its books and clearly disclose roles and responsibilities to borrowers.

Capital / Liquidity

RBI Rolls Out Unified Framework for Non-Fund Based Credit Facilities

By Nithya Subramanian | 08/08/2025

The framework aims to strengthen risk management, deepen corporate bond markets, and modernise the issuance of guarantees and credit enhancements across regulated entities.

Securities / Derivatives

RBI to Roll Out SIPs in Treasury Bills via Retail Direct

By Nithya Subramanian | 07/08/2025

India will soon allow retail investors to invest in treasury bills through systematic investment plans (SIPs) on its Retail Direct platform.

Trending

RBI Scraps Approval Process for Special Rupee Vostro Accounts

By Editors | 06/08/2025

The move allows AD banks to open special accounts for foreign counterparts without prior RBI consent to speed up rupee-based trade settlements.

Enforcement

India’s MCA Flags Possible Governance Breaches at IndusInd Bank

By Nithya Subramanian | 04/08/2025

The bank is being investigated by various regulators and now the MCA may escalate its probe or refer the case to the SFIO based on initial findings.

ESG / Sustainability

Key Banking Law Changes Takes Effect in India

By Nithya Subramanian | 01/08/2025

The changes include higher threshold for ‘substantial interest’, extended tenures for cooperative bank directors, and permission for public sector banks to transfer unclaimed amounts to IEPF.

Fintech / Regtech

India's SFIO Completes Probe into Chinese-Linked Digital Lenders

By Nithya Subramanian | 01/08/2025

Prosecution is likely to be initiated in 33 cases, after the SFIO uncovered fraud, concealment of beneficial ownership, and predatory lending practices.