Reserve Bank of India

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    Capital / Liquidity

    India: SFBs Permitted to Link Pre-Approved Credit Lines to UPI

    By Mark Johnston | 12/02/2025

    Small finance banks now permitted to use pre-approved credit lines to fund UPI transactions, subject to customer consent.

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    Market Infrastructure

    RBI Allows SEBI-registered Non-bank Brokers Access to NDS-OM

    By Nithya Subramanian | 12/02/2025

    Non-bank brokers can directly access NDS-OM on behalf of clients. This is expected to enhance retail trading of G-Secs.

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    Fintech / Regtech

    RBI to Boost Security of Cross-border CNP Transactions

    By Nithya Subramanian | 11/02/2025

    The RBI proposes to require an additional factor of authentication for card-not-present  transactions initiated by overseas merchants or acquirers

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    Market Infrastructure

    RBI to Review Trading, Settlement Timings of Financial Markets

    By Editors | 10/02/2025

    A working group will review trading and settlement timings for RBI-regulated financial markets such as interest rate and FX markets.

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    Capital / Liquidity

    RBI Cuts Interest Rates and Defers New Banking Rules

    By Manesh Samtani | 08/02/2025

    The interest rate cut is the first in nearly five years. Implementation of three major banking regulations will be deferred.

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    Crypto / Digital Assets

    MobiKwik, Cred Become First Non-Banks to Offer CBDCs in India

    By Nithya Subramanian | 05/02/2025

    The e-rupee wallets allow users to send funds to and receive funds from other e-rupee wallets as well as regular bank accounts using UPI.

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    Fintech / Regtech

    RBI Tightens Penalties Framework for Payment System Offences

    By Nithya Subramanian | 01/02/2025

    The framework includes monetary penalties and compounding offences to tighten compliance in the digital payments sector.

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    Capital / Liquidity

    RBI Announces Largest Liquidity Injection Since Pandemic

    By Manesh Samtani | 31/01/2025

    The new measures are aimed at addressing a INR 3 trillion liquidity shortfall caused by the RBI’s own intervention in the FX markets

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    Fintech / Regtech

    RBI Directs FIs to Implement Safeguards Against Fraud

    By Nithya Subramanian | 22/01/2025

    The RBI asked banks and other financial institutions to strengthen safeguards against fraud involving mobile numbers

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    Capital / Liquidity

    RBI Issues Guidelines for ARCs on Settlement of Dues of Borrowers

    By Nithya Subramanian | 21/01/2025

    The revised guidelines mandate stricter oversight, independent reviews, and enhanced transparency for ARCs in resolving borrower dues

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